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Life In The Age Of Disruption

Posted at Thu, Aug 31, 2017 12:00 PM

In today’s modern world you see people and technology disrupting the way things have been done historically. In the automotive industry, the hot disruptors on the horizon are semi and fully autonomous vehicles. At Tim’s Truck Capital And Auto Sales in Epsom NH, we’re already witnessing a shift in this direction. So how will these disruptions impact the auto insurance industry?

The current auto insurance model has existed for more than 100 years. Vehicle owners have been insured based on their age, gender, driving record and experience. But all that is about to change.

With the emergence of autonomous vehicles, this change is bound to be significant. Ride sharing and autonomous vehicles will result in less individual vehicle ownership. In addition, more young people than ever don’t see the need to own a vehicle. Thanks to Uber, Lyft, Zipcar and other auto services, the personal auto sector is predicted to see a decreasing market share.

Auto insurance policies may begin to include cyber security and liability. After all, the telematics included in today’s new vehicles increase the risk of having a vehicle hacked and someone else taking control. With this new risk, the question of liability shift arises. Who is liable for the safety of autonomous vehicles? Drivers? Auto manufacturers? Those who actually make the sensors and software? What about government built and regulated smart, sensor-enabled roads? There are currently more questions than answers, but stay tuned. More disruption is surely on the way!


Let Tim’s Truck Capital Disrupt The Normal Car Buying Experience

Are you looking for used trucks NH? Or used cars for sale in NH? Your first stop should be Tim’s Truck Capital in Epsom, NH. We have a great selection of preowned trucks, SUVs, crossovers and more—even plow trucks for sale! Our service experts will keep your truck running great, including all of that new technology!


Tim’s Truck Capital

904 Suncook Valley Hwy

Epsom, NH 03234

Phone: 888.659.1537

Website: http://www.timstruckcapital.com

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