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Tim's Truck Capital Financing & Auto Loans

Auto financing on any new used truck vehicle for sale

Tim's Truck Capital maintains close relations with top lenders. We handle your financing professionally and promptly.

Starting with a complete look at your unique situation, we aggressively pursue the best possible rate and terms available, ensuring you the lowest possible payment for your next vehicle purchase.

To have one of our professional analysts take a precursory look at your situation, please fill in our secure credit application. Submit a completed application and we will contact you promptly.

If you have immediate questions about financing an auto loan, please refer to our Auto Finance FAQs below or call us.

Please think of Tim's Truck Capital's Finance Department as an auto loan resource; our team is knowledgeable enough to educate and assist you on the wide variety of financing options available to you.

used truck financing options from Tim's Truck Capital

Can I get financed with no money down?

Sure you can. Getting financed with no money out of pocket and no payments for 30 to 60 days is a snap. Contact our Finance Team to learn more about your zero-down options. To Get Started Click Here

What do I need to bring to be sure I have everything I need?

Everyone who is signing on the loan should bring a driver's license and insurance card. If you are unsure about your credit, bring proof of residence (a phone or electric bill will do). Do not forget to bring your most recent paycheck stubs, down payment, and the title or registration of your trade-in.

What if I do not have very good credit?

Many dealerships just look at a number. At Tim's Truck Capital, we look at your whole situation and treat you the same way we treat all of our valued customers: With respect. So even if you have been turned down elsewhere, read about our subprime auto loans, contact us, and Drive Home Happy Today. Click Here To Get Started

Affordable Auto and Truck Financing in Epsom

Buying a new truck or automobile is a major investment. We realize that you are committing to a large sum of money and you want your investment to give you a long return. With this in mind, it is very important to us to take time to make sure you make the correct vehicle choice is made and all of your questions answered about the finance process, or anything else for that matter.

Besides making sure that your investment lasts, you may be worried that you won’t be approved for financing, or you may be worried that you won’t get the interest rate or terms that you want. Most people aren’t able to save enough money to buy the vehicle they need with cash, but most people also don’t want to be saddled with an excessive monthly payment.

At Tim’s Truck Capital, we work hard to help every customer who walks through our door find the right financing terms so that they can drive home today with the truck or automobile they need and love. We know how important it is to find a reliable vehicle that you’ll also love driving, and we know what a big investment it is to buy a new vehicle. We’ll help you find the terms to make your purchase affordable for your budget.

How Our Financing Process Works

When you come to Tim’s Truck Capital, our finance specialists will ask you about your goals and will thoroughly review your finances to determine the right strategy for financing your vehicle. If you want to purchase a new vehicle, we will aggressively pursue the options with the best interest rates and terms to keep your costs as low as possible. We can also explore leasing options with you, which can allow you to enjoy driving a new vehicle every few years while also keeping your costs low. We have a great leasing program that offers options for all kinds of buyers.

We will explore all the financing options available to you, and we’ll answer every question you have. No question is too basic. We want to make sure that you’re comfortable with the process, and we want to find a financing deal that you feel good about. We make the process transparent and keep you involved at every step of the way.

You can fill out an application online so that a financing specialist can begin reviewing your circumstances. Someone will contact you promptly and review your options.

Flexible Options for All Buyers

You may be concerned that you won’t be able to get good financing terms because you don’t have good credit or because you don’t have enough money to put down on a vehicle. However, our dedicated staff are committed to helping all buyers find the right terms.

You do not have to have a down payment to qualify for financing. Our specialists can help you find financing that will offer you great terms, and you won’t have your first payment for 30 or 60 days.

You also don’t need to have great credit to get financing. Our dedicated staff will work hard to find all the financing options available to you. We’ll help you work through the credit issues to find the best possible terms. Our caring staff wants to help you find the right terms so that you can afford the vehicle you need.

Don’t let your concerns hold you back. We offer flexible financing options, and our staff our committed to finding the right financing terms for each buyer.

Refinancing Your Auto Loan

You may have already signed an auto loan that didn’t give you the best terms. You may have felt that you had no other options at the time, or you may not have realized what you were getting yourself into with the loan. Whatever the reason, you may be looking for a new loan or new terms.

The finance specialists at Tim’s Truck Capital may be able to refinance your existing auto loan, or we may be able to adjust your contract terms. We can also compare the benefits of financing or leasing, helping you to determine if switching from a loan to a lease or vice versa would be in your best interests. Both financing and leasing are great options for getting into the car you want. In many cases, the choice between the two comes down to your personal preferences. We’ll help you explore the options and determine what’s best for you.

Why Finance Here?

The committed staff at Tim’s Truck Capital aren’t just here to make a sale. They want to help you find affordable options for getting the vehicle you want. To do so, they will do all the work to help you find the right financing offers and to simplify the process. You won’t have to waste time going from bank to bank applying for financing, nor will you have to endure the stress of rejection or the pressure of signing. We make it easy on you to learn about your options, and we support you in making whatever choice is best for you.

You can shop for a gorgeous and reliable vehicle at Tim’s Truck Capital and then get financing in the same location. We’re a one-stop shop that lets you complete the process from start to finish. Thanks to our large inventory selection, we’re confident that you’ll find a vehicle you’ll love with us at a price that you can afford.

Once you find your new vehicle, we’ll continue to be there. Our service center can keep your vehicle in top shape, and we’ll give you a great trade-in value when you’re ready to shop for a new vehicle again. Our finance specialists are always available if you have questions about your terms or if you want to revisit the terms of your loan.

Start checking out our inventory online, and fill out the credit application to see if you are pre-approved. We can get the process started so that your visit takes even less time and you are driving home with your new vehicle even faster.

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